BA Associates LLC ("BA Associates," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using our website or services, you agree to this Policy.
1. Who We Are
BA Associates LLC is a financial literacy education company based in Fort Worth, Texas. We provide one-on-one financial literacy education. We are not a lender, bank, financial advisor, investment advisor, tax advisor, law firm, or credit repair organization.
2. Information We Collect
- Information you provide: your name, email address, and phone number when you contact us, book a session, or enroll.
- Payment information: payments are processed by our third-party processor, Stripe. We do not collect or store your full card details on our systems; Stripe handles payment data under its own privacy practices.
- Scheduling information: when you book a session, our scheduling provider collects the details needed to reserve your appointment.
- Automatically collected information: basic technical data (such as browser type and general usage) and cookies that may be set by embedded third-party services (such as our payment and scheduling tools).
3. How We Use Your Information
- To respond to your inquiries and communicate with you.
- To schedule, confirm, and deliver your one-on-one sessions.
- To process payments through Stripe.
- To operate, maintain, and improve our services.
- To comply with legal obligations.
4. How We Share Your Information
We do not sell your personal information. We share information only with:
- Service providers that help us operate — for example, Stripe (payments) and our scheduling provider — who may only use it to perform services for us.
- Legal and safety requirements — when required by law or to protect our rights, users, or the public.
5. Cookies
Our website and embedded third-party tools (such as the payment and booking widgets) may use cookies or similar technologies to function properly. You can control cookies through your browser settings; disabling them may affect certain features.
6. Data Security
We use reasonable administrative and technical measures to protect the information we hold. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
7. Your Choices
You may contact us at any time to ask about, update, or request deletion of your personal information. You can also opt out of non-essential communications by letting us know.
8. Children's Privacy
Our services are intended for adults and are not directed to children under 18. We do not knowingly collect personal information from children.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes take effect when we post the updated version, with a revised "Last updated" date above.
10. Contact Us
Questions about this Policy? Email Info@baassociatesllc.com.